Private Motor Third Party
Private Motor Third Party insurance is one of the compulsory insurance classes and anyone using a motor vehicle on the public highway must have it. Auto insurance which is the most common of all the known classes of insurance is designed to protect a damaged Third Party property including bodily injury, and death to Third Party caused by an accident whilst using their vehicle. Home Content insurance protects you financially in the event that your home and property is damaged as a result of burglary or fire outbreak. It is designed essentially for those living in a rented apartment to cover their contents only against loss as a result of burglary, fire & special peril. The issuers on our platform offer amazing benefits for this product.
What is covered?
Private Motor Third Party- 3rd party property damage
Up to N1m
- 3rd party bodily injury
Covered
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Home Content
Home Content insurance protects you financially in the event that your home and property is damaged as a result of burglary or fire outbreak. It is designed essentially for those living in a rented apartment to cover their contents only against loss as a result of burglary, fire & special peril. Home Content insurance protects you financially in the event that your home and property is damaged as a result of burglary or fire outbreak. It is designed essentially for those living in a rented apartment to cover their contents only against loss as a result of burglary, fire & special peril. The issuers on our platform offer amazing benefits for this product.
What is covered?
Home Content- items covered
Fire, Burglary & Theft, Environmental damage, Death, Bodily Injury,
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Hospital Cash
Hospital Cash insurance covers the risk of an individual being hospitalized in any registered NHIS hospital for more than 3 nights. The policyholder must be between the ages of 18 and 64 years and be in a normal state of health when he or she first enrolls. Home Content insurance protects you financially in the event that your home and property is damaged as a result of burglary or fire outbreak. It is designed essentially for those living in a rented apartment to cover their contents only against loss as a result of burglary, fire & special peril. The issuers on our platform offer amazing benefits for this product.
What is covered?
Hospital Cash- Cover/Benefit Size
The annual limit on benefit is limited to a minimum of NGN 50,000 and a maximum of NGN 2,000,000
- Benefit
Daily Cash Benefit subject to a minimum of 3 days of hospitalization
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Private Motor Comprehensive
Private Motor Comprehensive insurance is one of the compulsory insurance classes and anyone using a motor vehicle on the public highway must have it. Auto insurance which is the most common of all the known classes of insurance is designed to protect the insured for loss of or damage to his/her vehicle and damage to Third Party property including bodily injury, and death to Third Party caused by an accident whilst using their vehicle. Home Content insurance protects you financially in the event that your home and property is damaged as a result of burglary or fire outbreak. It is designed essentially for those living in a rented apartment to cover their contents only against loss as a result of burglary, fire & special peril. The issuers on our platform offer amazing benefits for this product.
What is covered?
Private Motor Comprehensive- Theft
Covered
- Fire damage
Covered
- Own Accidental damage
Covered
- 3rd party property damage
2 Million
- 3rd party bodily injury
Covered
- Medical refund
Up to 100,000.00
- Loss of personal effects
20,000.00
- Authorized repair limit
2.5% of value
- Refund for hired vehicle after an accident/theft
Not Covered
- Excess Buy Back
Covered
- Towing limit
Up to N20,000.00
- Tracking Installation
Free for Sum Insured above N4m
- Loss of Car Accessories when the vehicle is stolen
Covered
- Flood Extension
0.5% of value
- Riot, Strike and Civil Commotion
Not Covered
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What our customers are saying
FAQ
- Is insurance really necessary?
Yes, it is pretty much necessary. No one is assured of their future.
- Can an insurance claim be rejected?Yes, insurance claims can be rejected due to many reason, such as listed below :-
- If the claim is for an instance which is excluded under the plan’s coverage
- If the claim process is not properly followed
- If the claim is made in a policy which is lapsed
- If the claim related documents are not submitted to the insurance company
- Why is car insurance mandatory?You are insured against the risk that other people take sharing the public area with you.